Debt Free is more than a credit card calculator. It offers a real life estimate of how long it would take to pay off your credit card debt and how much interest you will have paid when your are done. Debt Free gives users the ability to save their credit card information and view it later. Provides a reminder feature to alarm you when a bill is due. Displays a full amortization table giving you a breakdown of the principal vs. interest for each monthly payment. Generates reports you can email to yourself or others. And the ability to see what increasing your monthly payment can make in your quest to be debt free. You'll be surprised at how much difference increasing your monthly payment by $10 can make. Along with these features Debt Free also provides easy to understand charts so you can visualize the big picture, and tips on ways to get out of debt, along with the weekly tip from the American Consumer Credit Counseling web site.